Raise your hand if you’ve ever had student loans.

I thought so.

While most of my peers are raking up credit card debt to live a faux lavish lifestyle, I’m committed to a debt-free one. Why? Because of this. And because I saw firsthand what credit card debt did to my family.

I created this site as a way for people to get some really great services (tooting my own horn, I know!) and simultaneously help someone meet her financial goals of living debt-free. I don’t have a rates page because I’d really like you to donate based on the value of my services. If you can’t quite meet average rates, that’s OK. I trust that the next person who hires me will make up the difference.


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